Patricia Tracey is the Principal Broker/Owner of Guardian Financial Network Inc. Over 30 years experience in residential and commercial retail loan production. Heavy emphasis on operational management involving FHA, VA, FNMA and Construction loan products. Managed the due diligence and closing requirements for transactions in excess of $2.5Billion. Spearheaded own company for the past 8 years. Respected and recognized as a pioneer in the field. Founded, award winning not for profit organization focused on promoting and maintaining homeownership in economically challenged communities.

Relevant Experience

Due Diligence (30 Years of Experience)
• Increased Loan production from $6MM to $46MM annually while Crown bank VP
• Established new start up for Security First Federal that generated $22MM in 1st year
• Opened Branch for Flagship Financial in 1996 went on to purchase company in 2002
• Reviewed and Approved Closing Statements for Compliance in each transaction.

Valuation (30 years of Experience)
• Structured and negotiated nonperforming assets for Integrity bank
• Principal in the acquisition of H.U.D. Counseling Agency approval for R.E.A.C.H.

Sales Closing Support (30 Years of Experience)
• Coordinated the closing of over $2.5Billion in commercial and residential real estate loans.
• Licensed Florida Mortgage Broker
• Licensed Florida Real Estate Salesperson
• Direct Endorsement FHA Underwriter
• Largest provider of First Time Homebuyer Mortgage Assistance in Palm Beach County.