Joyce Tommasino joined Citrus Bank on March 5, 2007 as Executive Vice President and Regional President. In 2008, Ms. Tommasino was named Regional President, for the parent bank, CIB Marine Capital where she managed a problem loan commercial loan portfolio that is highly concentrated in Real Estate Assets. Ms. Tommasino has an extensive Commercial Banking background encompassing over 35 years experience specializing in both Commercial and Real Estate Lending and complex work out strategies for problem assets in excess of $220Mil. She obtained her formal credit training while employed with National Westminster Bank in 1982, and has worked both in New York and Boston for major regional banking institutions achieving increasing levels of responsibilities. Ms. Tommasino was later named SVP; Group Head of BancIrelands’s Middle Market Lending and the Special Assets Division that was responsible for all lending activities in health care, syndicated credits, and large middle market business in New England. In 1997, Ms. Tommasino relocated to South Florida where she held Sr. lending positions with BankAtlantic, was named 1st VP, and Managing Director For Bank Leumi’s Florida office and more recently with Regions Bank concentrating on the North Broward and Southern Palm Beach Markets. Complimenting her banking career, Ms. Tommasino holds a Security Series 6, 63 and Blue Sky License as well as a Real Estate Appraisal License. She has attended St. Joseph’s College in NY with a major in Business Management and the University of Phoenix. She is well known in the Boca Raton Business Community where she is actively involved with various non-profit organizations as well as being a Trustee Member of the Boca Raton Chamber of Commerce.